This Privacy Policy applies to information we collect from all sources in connection with the provision of our Services, including in connection with our website and affiliated websites (collectively, the "Sites"), any mobile or other website operated by us, the software applications made available by us for use on or through computers and mobile devices (the "Apps"), and our publications, newsletters, memberships, portfolio solutions, webinars, conference calls, e-letters, blogs, books, electronic communications, widgets, conferences and events (collectively with Sites and Apps, the "Services"). This Privacy Policy does not apply to information collected for our own employment and human resources purposes. By providing personal information to us or by using our Services, you agree to this Privacy Policy. Please read the Privacy Policy carefully before using or submitting information via our Services.

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I. Information Collection

When you use our Services, we collect personal information that you voluntarily provide to us, including your name, postal address (including billing and shipping address), telephone number, email address, and any other information that you choose to provide to us. Examples include when you join our email list, sign up for text alerts, create an account, register for webinars, contact us, or interact with us for any other purpose. We may also collect your mailing and billing information when you place an order.

 

We may also collect technical information relating to your interactions with our Services, such as IP address, cookie identifiers, mobile device identifiers, browser and device type, time and date of visit, pages visited, and other activity. We may use cookies or similar technologies to collect such information for advertising and analytics purposes. Please see Section IV. Digital Advertising & Analytics for more details.

 

When using our Apps, we may request permission to access certain functions such as your camera, photos, or location. This data may be used to deliver specific features. You may deny these permissions via your device settings, but doing so may limit functionality.

 

II. Information Use

We may use the information we collect for any lawful purpose, including:

• To maintain, operate, customize, and improve our Services;

• To develop new features and offerings;

• To respond to inquiries or provide requested support;

• To send updates, promotions, and marketing communications;

• To comply with legal obligations and ensure platform security;

• For any other purpose disclosed at the time of collection or with your consent.

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III. Information Sharing

We may share your information with:

• Third-party service providers (e.g., hosting, email, payment processors);

• Affiliates or joint venture partners;

• In connection with a corporate transaction (e.g., merger, sale, bankruptcy);

• As required by law or to protect our rights or the rights of others;

• With your consent or as disclosed at the time of collection.

We may also share anonymized or de-identified data without limitation.

 

IV. Google Analytics

We use Google Analytics and other tools to improve performance and marketing. Learn more at Google’s Privacy Policy. To opt out, visit Google Analytics Opt-Out.

 

VIII. US Privacy Rights

This section contains disclosures required under certain U.S. state laws. The rights described below apply to residents of states with comprehensive data privacy laws, such as California, Colorado, Connecticut, Montana, Oregon, Utah, Texas, and Virginia, regardless of the applicability of particular state laws to J3 Analytics, LLC. We reserve the right to modify or discontinue this policy at any time at our sole discretion and to limit the rights described in this section to only residents of states with applicable data privacy laws.

 

A. Personal Information We Anticipate Collecting or Maintaining

As a newly established company, J3 Analytics, LLC anticipates collecting or may collect the following categories of personal information about U.S. consumers. These categories may be disclosed to or shared with third parties as described below.

1. Personal and online identifiers (such as first and last name, email address, or unique online identifiers)

   • May be disclosed to: vendors, related affiliates, advertising networks, data analytics providers, operating systems and platforms, financial services companies, marketing data companies, and social networks.

   • May be shared for cross-context behavioral advertising or sold to: related affiliates, advertising networks, marketing data companies, data analytics providers, operating systems and platforms, financial services companies, and social networks.

2. Information described in Section 1798.80(e) of the California Civil Code (such as physical characteristics or description, insurance policy number, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information)

   • May be disclosed to: vendors, related affiliates, financial services companies, and marketing data companies.

   • May be shared or sold to: financial services companies.

3. Commercial or transactional information (such as records of personal property or products or services purchased, obtained, or considered)

   • May be disclosed to: vendors, related affiliates, operating systems and platforms, and financial services companies.

   • May be shared or sold to: operating systems and platforms, financial services companies, and related affiliates.

4. Internet or other electronic network activity information (such as browsing history, search history, interactions with a website, email, application, or advertisement)

   • May be disclosed to: vendors, related affiliates, advertising networks, data analytics providers, operating systems and platforms, financial services companies, marketing data companies, and social networks.

   • May be shared or sold to: related affiliates, advertising networks, marketing data companies, data analytics providers, operating systems and platforms, financial services companies, and social networks.

5. Geolocation information

   • May be disclosed to: advertising networks, data analytics providers, operating systems and platforms, and marketing data companies.

   • May be shared or sold to: advertising networks, data analytics providers, operating systems and platforms, and financial services companies.

6. Inferences drawn from the above information (about your predicted characteristics and preferences)

   • May be disclosed to: vendors, related affiliates, data analytics providers, and operating systems and platforms.

   • May be shared or sold to: advertising networks, data analytics providers, and operating systems and platforms.

(i) Categories of Sources

We may collect personal information from the following categories of sources:

• Consumers directly

• Data analytics providers

• Third-party data providers

• Operating systems and platforms

• Related affiliates

(ii) Why We Collect, Use, and Share Personal Information

We may use and disclose personal information for commercial and business purposes, including but not limited to:

Commercial purposes:

• Marketing and advertising

• Enabling commercial transactions

Business purposes:

• Auditing interactions

• Legal compliance

• Detecting and preventing fraud or security incidents

• Debugging and improving functionality

• Performing services (e.g., account servicing, payment processing, analytics)

• Internal research and development

• Operational support

• Service maintenance and enhancement

 

B. Retention of Personal Information

All categories of personal information listed above may be stored by J3 Analytics, LLC and/or its service providers for as long as necessary to fulfill the purposes described herein and as permitted by applicable law. When we no longer have a legitimate business or legal reason to retain your personal information—or if you request deletion (subject to legal exceptions)—we will remove it from our systems and instruct our service providers to do the same, including anonymizing it where appropriate.

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C. Your Rights Regarding Personal Information

Subject to applicable law and certain exceptions, you may exercise the following rights:

• Right to Know: Request details about the personal information we maintain, including categories, sources, purposes, and third-party disclosures.

• Right to Correct: Request correction of inaccurate personal information.

• Right to Be Informed: Receive notice at or before collection regarding categories of personal information, usage purposes, retention period, and whether it will be sold or shared.

• Right to Delete: Request deletion of personal information we have collected from or about you.

• Right to Opt-Out: Decline the sale or sharing of personal information for cross-context behavioral advertising or profiling.

• Right to Non-Discrimination: You will not be discriminated against for exercising your privacy rights.

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To exercise any of these rights, submit your request with verifying information by contacting us via info@j3analytics.net. Please note that doing so may prohibit our ability to provide you with our products and services and may require the cancelation of your account.

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D. Verification Process and Required Information

To process your request, we may need additional information to verify your identity and understand the scope of your request. You will not be required to create an account, but we may ask for your name, email address, and country of residence.

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E.   Authorized Agents, Parents, Guardians, and Conservators

You may designate an authorized agent to make a request on your behalf. If you use an authorized agent to submit such a request, we will require written proof that the authorized agent has been provided with written permission and signed by you. For requests to delete, requests to know, requests to access, and requests to correct, you may also be required to verify your own identity with us and directly confirm that you have provided the authorized agent permission to submit the request; however, this requirement and the requirement that an authorized agent submit proof of signed permission will not apply if you have provided the authorized agent with power of attorney. In addition, the requirement for an authorized agent to obtain and provide written permission from you does not apply to requests made by an opt-out preference signal or similar technology.

Connecticut and Utah Residents: While we do not knowingly collect or process personal information of children under the age of 16, parents or guardians may also submit a request under this section on behalf of a child. Similarly, guardians or conservators may submit requests under this section on behalf of individuals subject to guardianship, conservatorship, or other protective arrangement.

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F. Minors’ Right to Opt-In 

We do not have actual knowledge that we sell the personal information of minors under16 years of age or that we share the personal information of minors under 16 with third parties for cross-context behavioral advertising.

 

IX. Data from Outside the United States

J3 Analytics is based in the United States. If you are based in another country, your data will be processed by us in the United States, which may not have equivalent privacy laws to those in your home country, and will be protected, processed and transferred as provided in this Privacy Policy. If you have any questions about your rights, please contact us as stated below.

 

 X. Security Measures

J3 Analytics has established reasonable precautions to protect collected personal data from loss, misuse, unauthorized access, disclosure, alteration or destruction, which include contractual, administrative, physical, and technical steps. Technical measures include use of firewall protection and encryption technology where appropriate. Please note that while we have endeavored to create a secure and reliable site for users, the confidentiality of any communication or material transmitted to/from J3 Analytics cannot be guaranteed.

 

XI. Children’s Privacy

We do not knowingly collect personal information of children under the age of 16 and our website and services are not designed to attract children under the age of 16. If we become aware that we have collected the personal information of a child under the age of 16, we will take steps to immediately delete this information from our servers.

 

XII. Changes to Our Privacy Policy

J3 Analytics may make changes to this Privacy Policy from time to time. You should check our privacy policy page periodically to learn of any updates. It is available in the footer of our website. If we make changes to this Privacy Policy, we will post the amended version via our Services and the effective date will be updated. Your continued use of the Services indicates that you agree to those updates.